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Get Your Debt under Control: There is no question that the economic turmoil has had far reaching affects on so many people. Many of us found it so easy to obtain credit. Fast forward to today and lenders are suddenly singing a different tune. With escalating default rates, there has never been a better time for you to negotiate a way to pay back some of your debt. Read More

Are Credit Card Companies Coming After Customers: As a credit card holder, it is essential for you to understand that credit card companies are taking measures now to reduce their risk. Prior to the financial crisis, credit card companies were increasing credit limits, approving high risk customers with attractive interest rates to transfer balances, and offering customers great rates. Those days are over. Here is a look at what to expect from the credit card companies. Read More

Cashing in on Your Gift Cards: With the weakened economy and the subsequent closing of numerous businesses, gift cards have become a subject of much discussion as of late. Horror stories have left many wondering: Just what are the laws and regulations surrounding gift cards and can businesses really get away with terrible practices' Read More

Don't Become a Victim of Identity Theft: Identity theft is a serious issue that collectively costs its victims billions of dollars each year. In fact, according to research conducted by Javelin Research and the Better Business Bureau, identity theft cost its victims somewhere around $56.6 billion in 2006. Furthermore, the Federal Trade Commission reports that it received 246,035 reports of identity theft in 2006 and many experts believe millions of cases go unreported each year. Read More

Things to Consider Before Making a Balance Transfer: If you are looking for a great way to save money, you may be considering completing a balance transfer from your high interest credit cards to one with a low interest rate. While this may seem like a great way to save on some finance charges and to help you create a workable budget, there are a few things you should keep in mind before you complete that transfer. Read More

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