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Are Credit Card Companies Coming After Customers: As a credit card holder, it is essential for you to understand that credit card companies are taking measures now to reduce their risk. Prior to the financial crisis, credit card companies were increasing credit limits, approving high risk customers with attractive interest rates to transfer balances, and offering customers great rates. Those days are over. Here is a look at what to expect from the credit card companies. Read More

Cashing in on Your Gift Cards: With the weakened economy and the subsequent closing of numerous businesses, gift cards have become a subject of much discussion as of late. Horror stories have left many wondering: Just what are the laws and regulations surrounding gift cards and can businesses really get away with terrible practices' Read More

Don't Become a Victim of Identity Theft: Identity theft is a serious issue that collectively costs its victims billions of dollars each year. In fact, according to research conducted by Javelin Research and the Better Business Bureau, identity theft cost its victims somewhere around $56.6 billion in 2006. Furthermore, the Federal Trade Commission reports that it received 246,035 reports of identity theft in 2006 and many experts believe millions of cases go unreported each year. Read More

Things to Consider Before Making a Balance Transfer: If you are looking for a great way to save money, you may be considering completing a balance transfer from your high interest credit cards to one with a low interest rate. While this may seem like a great way to save on some finance charges and to help you create a workable budget, there are a few things you should keep in mind before you complete that transfer. Read More

Getting the Rebate Money You Are Owed: If you are smart with your money, you are always looking for different methods of saving money. Obviously, you can save money by setting up an account and putting money in the bank, but you can also save money by being a smart shopper. This doesn't just mean clipping coupons or reading the Sunday sales ads. Rather, it means keeping an eye out for rebate opportunities and taking full advantage of what they have to offer. Read More

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